Elkstone offers the following lines of insurance:
Life insurance protects you and your family. It can cover outstanding debts (like a mortgage, credit cards, medical bills, etc.) and provide a steady cash flow in the event of your untimely demise. It might seem a morbid thing to think about, but a little planning now can save your loved ones a great deal of pain in the future.
Liability is the bare minimum for most states, and serious fines and even jail time are only the basic consequences of driving uninsured. If you end up in an accident, you can add the cost of lawsuits and collateral damage to that as well.
Although vehicle insurance comes in an overwhelming variety of coverages and companies, we can save you the confusion by custom building an auto insurance package to suit your specific needs and budget. We can protect your investment against accident, theft, vandalism and many other potential problems.
Home & Mortgage
Your home is your most valuable asset and it is an incredible financial risk to leave that asset unprotected. We can aid you in establishing your home’s replacement value and provide protection not only for your property itself, including replacement cost coverage for the contents of your home, but also for any liability you might incur due to lawsuits originating from your property.
Mortgage Insurance insures any potential lenders that they will not lose money if a homeowner loses their home to foreclosure or is otherwise unable to repay their loan. By taking out Personal Mortgage Insurance (PMI), a potential homeowner can reduce the down payment required for his home to less than 5%. If you are looking to buy a home and need to consider personal mortgage insurance please give us a call at 1.303.716.0970 to talk to one of our PMI specialists.
Most people wouldn’t consider insuring their recreational vehicle, but accidents, vandalism and theft are just as likely to affect your motorcycle, motor home, quad or other RV as a car or home. Recreational Vehicle Insurance can protect you if you incur medical expenses in your own or someone else’s vehicle and provide liability coverage in the case of damaged property or injured bystanders. You invest a lot in your RV, invest a little bit more for piece of mind.