Healthy Smoothie ingredients

I would like to share my nutrient packed smoothie recipe with you. I have variations of this smoothie about every other morning for breakfast and I haven’t been sick all year long. I don’t claim it will prevent you from getting sick but several of the ingredients are known to straighten the immune system. Ingredients:• [ Read the full article… ]

What is an Insurance Declaration Page or Dec page?

The Declarations page(s) is part of the policy documents. To better understand what the declarations page is, it would be better to first describe what the “policy” is. The “policy” is the agreement that states the rights and duties of the insurance company and you, the insured. The “policy” of an insurance company, is the [ Read the full article… ]

An example of a real life large liability claim

One of my stand alone personal umbrella liability carriers has a real life case study of a large liability claim. Here is the story: “Zack couldn’t believe his luck: Discovering leftover Fourth of July fireworks in the garage just in time for Halloween. He couldn’t wait to tell his best friend, Fletcher. While their [ Read the full article… ]