What time of day does an auto or homeowners policy start or end?

Typically “most” insurance companies, start and stop, there polices at 12:01 AM (one minute after midnight). With that, the first day of your policy period you have coverage all that day. The last day of your policy period, you do not have coverage because it ended a minuet after that day started.

Emergency Vehicle Checklist

First Aid Kit, toilet paper stored in a zip-lock bag Flashlight (preferable a forehead mounted flashlight) with extra batteries Jumper Cables, tire chains/cables, and a tarp, extra old/cheap sunglasses Road flares or roadside lights or reflectors Pen, Pencil and paper, vehicle cell phone charger, and a “printed” out list of important phone numbers. Extra old [ Read the full article… ]

Accident Check List

Get Help for the injured Call the police. Remain at the scene of the accident. Warn oncoming traffic. Set hazard lights and flares. Try to remain calm. Do not admit fault. Get names, addresses and phone numbers of all passengers and witnesses. Exchange names, address, phone numbers, makes of vehicles, driver’s license, vehicle license numbers [ Read the full article… ]